Pay Consignors in Days, Not Weeks-Without Writing a Single Check
Consignment Helper's Direct Deposit transfers earnings straight to consignor bank accounts within days of your sale ending. No check writing marathons, no trips to the post office, no "my check got lost in the mail" support tickets. Consignors enter their own bank details securely, and you generate a single bank file to process all payments at once.
The Challenge: Check Writing Is a Full-Time Job
Your sale ends on Sunday. By Monday, you're staring at a spreadsheet with 180 consignor names and payout amounts. For the next three evenings, you sit at your kitchen table writing checks. Your hand cramps. You make mistakes. You run out of stamps.
Then the real fun begins. Checks get lost in the mail. Consignors wait two weeks and call asking where their money is. Some checks get returned because of outdated addresses. A few consignors never cash their checks, leaving your books unbalanced for months.
- ✗Hours of check writing - Your kitchen table becomes a mail center for days.
- ✗Lost mail complaints - "I never received my check" emails throughout the month.
- ✗Uncashed checks - Reconciliation headaches when checks sit for 90+ days.
- ✗Postage costs - Stamps, envelopes, and return address labels add up fast.
There's a better way: deposit the money directly into their accounts.
How Direct Deposit Works
Consignors set themselves up. You click one button. Everyone gets paid.
Consignors Enter Bank Info
During registration, consignors securely enter their routing and account numbers. The information is encrypted and stored safely-you never see the full details.
Sale Completes
Final payout amounts calculate automatically based on sales, fees, and any adjustments. Each consignor's balance is ready for payment.
Generate Bank File
Click "Generate NACHA File" to create a bank-ready payment file containing all direct deposit transactions. Download it in seconds.
Upload to Your Bank
Submit the file through your bank's ACH portal. Funds transfer to all consignors within 1-3 business days. Done.
Direct Deposit Capabilities
Secure, fast, and flexible payment options for every consignor.
Self-Service Bank Entry
Consignors enter their own bank details through a secure form. You never handle sensitive account numbers directly-reducing liability and data entry errors.
Bank-Grade Security
Account information is encrypted at rest and in transit. Only the data needed for payment processing is included in the NACHA file.
1-3 Day Transfers
ACH transfers typically complete within 1-3 business days. Consignors see money in their accounts while mail checks are still being written.
NACHA File Format
Generate industry-standard NACHA files compatible with virtually any US bank's ACH processing system. No special software or accounts needed.
Check Option Available
Not every consignor wants direct deposit. Those who prefer checks are clearly flagged so you can process them separately. Everyone's happy.
Payment Tracking
Every payment is logged with date, amount, and method. Complete audit trail for your records and easy reference if questions arise.
Real-World Example: From 3 Days to 30 Minutes
The Lakeside Junior League used to spend three full evenings after each sale writing, stuffing, and mailing 165 checks. The treasurer estimated 8-10 hours of work, plus $100 in postage and supplies. Then she'd spend the next month fielding "where's my check?" calls.
After switching to direct deposit, here's their new process: On Monday morning after the sale, the treasurer logs in, clicks "Generate NACHA File," and uploads it to the bank's ACH portal. Total time: about 30 minutes. By Wednesday, 140 consignors have money in their accounts.
The remaining 25 consignors who prefer checks? They're clearly flagged in the system. The treasurer writes those checks in one short session instead of three long ones.
Result: 95% time reduction. Zero lost mail complaints. Consignors paid in days instead of weeks.
Why Organizers Love Direct Deposit
No More Check Writing
Generate one file, upload it once. Pay 200 consignors in the same time it takes to write one check.
Faster Payments
Money arrives in 1-3 days. Consignors get paid while others are still waiting for the mail.
No Lost Mail
Electronic transfers don't get lost, stolen, or sent to old addresses. Payment confirmation is instant.
Lower Costs
No stamps, envelopes, check stock, or trips to the post office. ACH fees are typically pennies per transaction.
Common Questions About Direct Deposit
Do I need a special bank account?
No. Any business checking account that supports ACH origination can process NACHA files. Most banks offer this through their online banking portal. Check with your bank about ACH services if you're not sure.
Is consignor bank information secure?
Yes. Bank details are encrypted using industry-standard protocols. You never see full account numbers in the admin panel-only masked versions for verification. The NACHA file contains only what's needed for payment processing.
What if a consignor doesn't want direct deposit?
No problem. Consignors can choose their preferred payment method. Those who want checks are flagged separately in your reports so you can process them manually. The system supports both methods seamlessly.
What if bank information is entered incorrectly?
ACH transfers to invalid accounts are rejected and returned to your account. You'll receive notification of the failed transfer and can work with the consignor to correct their information and resend payment.
Ready to Eliminate Check Writing?
Pay consignors faster with direct deposit-no more check-writing marathons.